Kọ ẹkọ nipa owo ni iyara ti ara rẹ.

Bawo ni o ṣe n ṣiṣẹ

1. Ka ẹkọ kukuru kan Awọn apẹẹrẹ gidi, awọn apẹẹrẹ gidi, ati awọn ọrọ titun ti a ṣalaye.
2. Wo ohun ti o kọ́ Dahun awọn ibeere diẹ ki o wo idi ti idahun kọọkan fi tọ.
3. Máa nìṣó Tẹle ọna koko-ọrọ nipasẹ koko-ọrọ, tabi bẹrẹ pẹlu ohun ti o nilo loni.

Ọna ẹkọ rẹ

A daba pe ki o lọ si aṣẹ, ṣugbọn o le bẹrẹ pẹlu eyikeyi titẹ.

1. Koko-ọrọ 1

   Awọn ipilẹ Owo: Gbero, Tọpinpin, ati Fipamọ

   Kọ eto inawo ti o ṣiṣẹ fun awọn idile DC gidi, pẹlu owo-wiwọle ti ko ni deede ati owo ti a firanṣẹ si ẹbi, ki o bẹrẹ inawo pajawiri lati odo.

   Awọn ẹkọ: 2 Nipa 29 min

   1. Build a Spending Plan That Fits Your Real Life

      Nipa 15 min Awọn ibeere ibeere: 5

   2. Start an Emergency Fund from Zero

      Nipa 14 min Awọn ibeere ibeere: 6

2. Koko-ọrọ 2

   Banking Basics: Accounts That Work for You

   How to open an account (even without an SSN), compare banks, credit unions, apps, and check cashers, and send money abroad safely and cheaply.

   Awọn ẹkọ: 3 Nipa 46 min

   1. Opening a Bank Account, Even Without an SSN

      Nipa 15 min Awọn ibeere ibeere: 5

   2. Banks, Credit Unions, Apps, and Check Cashers: What Is Protected and What It Costs

      Nipa 15 min Awọn ibeere ibeere: 5

   3. Fifiranṣẹ Owo Ile: Ṣe afiwe Awọn idiyele ati Mọ Awọn ẹtọ Rẹ

      Nipa 16 min Awọn ibeere ibeere: 5

3. Koko-ọrọ 3

   Awọn owo-ori ati owo-ori ti ara ẹni

   Loye isanwo isanwo rẹ ati idaduro, mu owo-ori lori gig ati owo-wiwọle, ati faili fun ọfẹ lakoko ti o beere gbogbo kirẹditi ti o jo'gun. Owo Smart ko ni module owo-ori, nitorinaa koko-ọrọ yii jẹ itẹsiwaju Dollar Scholars.

   Awọn ẹkọ: 3 Nipa 48 min

   1. Read Your Pay Stub and Fill Out Your W-4

      Nipa 15 min Awọn ibeere ibeere: 5

   2. Owo-ori lori gig, owo-ori, ati owo-ori ti ara ẹni

      Nipa 15 min Awọn ibeere ibeere: 5

   3. Ṣe igbasilẹ fun ọfẹ ati beere awọn kirediti ti o gba

      Nipa 18 min Awọn ibeere ibeere: 6

4. Koko-ọrọ 4

   Awọn ijabọ kirẹditi ati awọn ikun kirẹditi

   Ka ijabọ kirẹditi rẹ ki o ṣatunṣe awọn aṣiṣe, kọ kirẹditi lati ohunkohun (pẹlu bi tuntun tabi dimu ITIN), ki o kọ ẹkọ ohun ti o n gbe Dimegilio rẹ gaan.

   Awọn ẹkọ: 3 Nipa 51 min

   1. Read Your Credit Report and Fix Mistakes

      Nipa 18 min Awọn ibeere ibeere: 5

   2. Build Credit from Zero

      Nipa 16 min Awọn ibeere ibeere: 5

   3. What Moves Your Credit Score (and What Does Not)

      Nipa 17 min Awọn ibeere ibeere: 6

5. Koko-ọrọ 5

   Ṣiṣe awọn awin ọlọgbọn ati yago fun awọn awin apanirun

   Wo idiyele gidi ti awin kan, ṣe idanimọ ọjọ isanwo, akọle, iyalo-si-ti-ni, ati awọn ọja idiyele giga miiran, wa awọn aṣayan ailewu, ati gba adehun ti o tọ nigbati o ba ṣe inawo ọkọ ayọkẹlẹ kan.

   Awọn ẹkọ: 2 Nipa 36 min

   1. The Real Price of a Loan: High-Cost Traps and Safer Options

      Nipa 18 min Awọn ibeere ibeere: 6

   2. Buying a Car: Get a Fair Loan and Avoid Dealer Traps

      Nipa 18 min Awọn ibeere ibeere: 5

6. Koko-ọrọ 6

   Awọn kaadi kirẹditi ati iṣakoso gbese

   Lo kaadi kirẹditi laisi san anfani, kọ eto isanwo ti o ṣiṣẹ, ki o ṣe pẹlu awọn agbowode gbese, awọn iwe ẹjọ, ati awọn idiyele iṣoogun pẹlu igboya.

   Awọn ẹkọ: 3 Nipa 49 min

   1. Use a Credit Card Without Paying Interest

      Nipa 15 min Awọn ibeere ibeere: 5

   2. Make a Plan to Pay Off Debt

      Nipa 16 min Awọn ibeere ibeere: 5

   3. Dealing with Debt Collectors and Collection Lawsuits

      Nipa 18 min Awọn ibeere ibeere: 5

7. Koko-ọrọ 7

   Imọye itanjẹ ati Idaabobo Idanimọ

   Ṣe idanimọ awọn itanjẹ ti ode oni, paapaa awọn ti o ni ifọkansi si awọn aṣikiri, awọn ayalegbe, ati awọn oluwadi iṣẹ. Daabobo idanimọ rẹ fun ọfẹ, ati bọsipọ ti o ba ji.

   Awọn ẹkọ: 3 Nipa 49 min

   1. Spot Today's Scams: Impostors, Texts, and Payment Apps

      Nipa 15 min Awọn ibeere ibeere: 5

   2. Awọn itanjẹ ti o fojusi awọn aṣikiri, awọn ayalegbe, ati awọn oluwadi iṣẹ

      Nipa 16 min Awọn ibeere ibeere: 5

   3. Protect Your Identity and Recover If It's Stolen

      Nipa 18 min Awọn ibeere ibeere: 5

8. Koko-ọrọ 8

   Yiyalo ati awọn yiyan ile

   Ya pẹlu igbẹkẹle ni agbegbe DC, ki o ṣe afiwe awọn idiyele gidi ti yiyalo ati rira ṣaaju ki o to bẹrẹ ọna lati nini ile kan.

   Awọn ẹkọ: 2 Nipa 34 min

   1. Renting in the DC Area: Leases, Deposits, and Your Rights

      Nipa 18 min Awọn ibeere ibeere: 6

   2. Rent or Buy? Compare the Real Costs

      Nipa 16 min Awọn ibeere ibeere: 5

9. Koko-ọrọ 9

   Ra ile kan ati ki o gba owo kan

   Mura lori 12 osu, lo agbegbe isalẹ isanwo iranlowo, afiwe loan ipese, pa lailewu, ki o si mọ ibi ti lati tan ti o ba ti o ba ṣubu sile.

   Awọn ẹkọ: 3 Nipa 52 min

   1. Get Mortgage-Ready: A 12-Month Plan

      Nipa 16 min Awọn ibeere ibeere: 5

   2. Down Payment Help and Loan Types in DC, Maryland, and Virginia

      Nipa 18 min Awọn ibeere ibeere: 6

   3. From Loan Estimate to Closing Day (and Keeping Your Home)

      Nipa 18 min Awọn ibeere ibeere: 6

10. Koko-ọrọ 10

    Ṣe atunyẹwo ati ṣe atunṣe awọn ipalara ti o ni ilọsiwaju

    Kini lati ṣe ni awọn ọjọ 30 akọkọ lẹhin ti owo oya duro, ati eto pajawiri ẹbi fun awọn ajalu, aisan, ati awọn ayipada lojiji.

    Awọn ẹkọ: 2 Nipa 30 min

    1. When Income Stops: Your First 30 Days

       Nipa 15 min Awọn ibeere ibeere: 6

    2. Your Family's Financial Emergency Plan

       Nipa 15 min Awọn ibeere ibeere: 6