Mụta ihe banyere ego n'onwe gị

Otu o si arụ ọrụ

1. Gụọ nkuzi dị mkpirikpi Asụsụ dị mfe, ezigbo ihe atụ, na okwu ọhụrụ akọwapụtara.
2. Lelee ihe ị mụtara Zaa ajụjụ ole na ole ma hụ ihe kpatara azịza nke ọ bụla ji bụrụ ihe ziri ezi.
3. Na-aga Soro ụzọ site na isiokwu, ma ọ bụ malite na ihe ị chọrọ taa.

Ụzọ mmụta gị

Anyị na-atụ aro ka ị gaa n'usoro, ma ị nwere ike ịmalite na isiokwu ọ bụla.

1. Isiokwu 1

   Nkowasi: Hazie, Soro, na Zọpụta

   Wuo atụmatụ mmefu ego nke na-arụ ọrụ maka ezigbo ezinụlọ DC, gụnyere ego na-adịghị mma na ego ezigara ezinụlọ, ma bido ego mberede site na efu.

   Ihe mmụta: 2 Ihe dị ka nkeji 29

   1. Build a Spending Plan That Fits Your Real Life

      Ihe dị ka nkeji 15 Ajụjụ: 5

   2. Start an Emergency Fund from Zero

      Ihe dị ka nkeji 14 Ajụjụ: 6

2. Isiokwu 2

   Banking Basics: Accounts That Work for You

   How to open an account (even without an SSN), compare banks, credit unions, apps, and check cashers, and send money abroad safely and cheaply.

   Ihe mmụta: 3 Ihe dị ka nkeji 46

   1. Opening a Bank Account, Even Without an SSN

      Ihe dị ka nkeji 15 Ajụjụ: 5

   2. Banks, Credit Unions, Apps, and Check Cashers: What Is Protected and What It Costs

      Ihe dị ka nkeji 15 Ajụjụ: 5

   3. Send Money Home: Tụnyere Ọnụ Ahịa ma Mara Ikike Gị

      Ihe dị ka nkeji 16 Ajụjụ: 5

3. Isiokwu 3

   Ụtụ isi na ụtụ isi nkeonwe

   Ghọta ụgwọ gị na ịkwụ ụgwọ, jikwaa ụtụ isi na gig na ego ego, ma dee faịlụ n'efu mgbe ị na-ekwu na akwụmụgwọ ọ bụla ị nwetara. Money Smart enweghị modul ụtụ isi, yabụ isiokwu a bụ ndọtị Dollar Scholars.

   Ihe mmụta: 3 Ihe dị ka nkeji 48

   1. Read Your Pay Stub and Fill Out Your W-4

      Ihe dị ka nkeji 15 Ajụjụ: 5

   2. Ụtụ isi na gig, ego, na ego ọrụ onwe onye

      Ihe dị ka nkeji 15 Ajụjụ: 5

   3. Debanye aha maka n'efu ma nweta ego ị nwetara.

      Ihe dị ka nkeji 18 Ajụjụ: 6

4. Isiokwu 4

   Ebe E Si Nweta Reports na Ebe E Si Nweta Scores

   Gụọ akụkọ akwụmụgwọ gị ma dozie mmejọ, wuo kredit site na ihe ọ bụla (gụnyere dị ka onye ọhụụ ma ọ bụ onye na-ejide ITIN), ma mụta ihe na-akpali akara gị.

   Ihe mmụta: 3 Ihe dị ka nkeji 51

   1. Read Your Credit Report and Fix Mistakes

      Ihe dị ka nkeji 18 Ajụjụ: 5

   2. Build Credit from Zero

      Ihe dị ka nkeji 16 Ajụjụ: 5

   3. What Moves Your Credit Score (and What Does Not)

      Ihe dị ka nkeji 17 Ajụjụ: 6

5. Isiokwu 5

   Na-agbazinye ego n'ụzọ amamihe ma zere ịkwụ ụgwọ na-adịghị mma

   Hụ ezigbo ọnụahịa nke mgbazinye ego, mata ụbọchị ịkwụ ụgwọ, aha, mgbazinye ego, na ngwaahịa ndị ọzọ dị oke ọnụ, chọta nhọrọ dị nchebe, ma nweta ezigbo ego mgbe ị na-akwụ ụgwọ ụgbọ ala.

   Ihe mmụta: 2 Ihe dị ka nkeji 36

   1. The Real Price of a Loan: High-Cost Traps and Safer Options

      Ihe dị ka nkeji 18 Ajụjụ: 6

   2. Buying a Car: Get a Fair Loan and Avoid Dealer Traps

      Ihe dị ka nkeji 18 Ajụjụ: 5

6. Isiokwu 6

   Kaadị akwụmụgwọ na ijikwa ụgwọ

   Jiri kaadị akwụmụgwọ na-akwụghị ụgwọ ọmụrụ nwa, mepụta atụmatụ ịkwụ ụgwọ nke na-arụ ọrụ, ma jiri obi ike na-emeso ndị na-anakọta ụgwọ, akwụkwọ ụlọ ikpe, na ụgwọ ahụike.

   Ihe mmụta: 3 Ihe dị ka nkeji 49

   1. Use a Credit Card Without Paying Interest

      Ihe dị ka nkeji 15 Ajụjụ: 5

   2. Make a Plan to Pay Off Debt

      Ihe dị ka nkeji 16 Ajụjụ: 5

   3. Dealing with Debt Collectors and Collection Lawsuits

      Ihe dị ka nkeji 18 Ajụjụ: 5

7. Isiokwu 7

   Scam Mmata na Nchedo Njirimara

   Chọpụta aghụghọ nke taa, ọkachasị ndị na-achọ ndị kwabatara, ndị na-akwụ ụgwọ, na ndị na-achọ ọrụ. Chebe njirimara gị n'efu ma weghachite ma ọ bụrụ na ezuru ya.

   Ihe mmụta: 3 Ihe dị ka nkeji 49

   1. Spot Today's Scams: Impostors, Texts, and Payment Apps

      Ihe dị ka nkeji 15 Ajụjụ: 5

   2. Scams nke na-elekwasị anya na ndị kwabatara, ndị na-akwụ ụgwọ, na ndị na-achọ ọrụ

      Ihe dị ka nkeji 16 Ajụjụ: 5

   3. Protect Your Identity and Recover If It's Stolen

      Ihe dị ka nkeji 18 Ajụjụ: 5

8. Isiokwu 8

   Nhọrọ mgbazinye na ebe obibi

   Jiri obi ike gbazite na mpaghara DC, ma tụnyere ezigbo ụgwọ nke ịgbazite na ịzụta tupu ịmalite ụzọ inwe ụlọ.

   Ihe mmụta: 2 Ihe dị ka nkeji 34

   1. Renting in the DC Area: Leases, Deposits, and Your Rights

      Ihe dị ka nkeji 18 Ajụjụ: 6

   2. Rent or Buy? Compare the Real Costs

      Ihe dị ka nkeji 16 Ajụjụ: 5

9. Isiokwu 9

   Ịzụta ụlọ ma zụta ụlọ

   Kwadebe ihe karịrị ọnwa 12, jiri enyemaka ịkwụ ụgwọ mpaghara, tụnyere onyinye mgbazinye ego, mechie n'enweghị nsogbu, ma mara ebe ị ga-atụgharị ma ọ bụrụ na ị daa n'azụ.

   Ihe mmụta: 3 Ihe dị ka nkeji 52

   1. Get Mortgage-Ready: A 12-Month Plan

      Ihe dị ka nkeji 16 Ajụjụ: 5

   2. Down Payment Help and Loan Types in DC, Maryland, and Virginia

      Ihe dị ka nkeji 18 Ajụjụ: 6

   3. From Loan Estimate to Closing Day (and Keeping Your Home)

      Ihe dị ka nkeji 18 Ajụjụ: 6

10. Isiokwu 10

    Na-akwadebe ma na-agbake site na nsogbu ego

    Ihe ị ga-eme n'ime ụbọchị 30 mbụ mgbe ego kwụsịrị, yana atụmatụ mberede ezinụlọ maka ọdachi, ọrịa, na mgbanwe mberede.

    Ihe mmụta: 2 Ihe dị ka nkeji 30

    1. When Income Stops: Your First 30 Days

       Ihe dị ka nkeji 15 Ajụjụ: 6

    2. Your Family's Financial Emergency Plan

       Ihe dị ka nkeji 15 Ajụjụ: 6