Sijè 6 nan 10

Kat kredi ak jere dèt

Sèvi ak yon kat kredi san peye enterè, bati yon plan peye ki travay, epi fè fas ak pèseptè dèt, papye tribinal ak bòdwo medikal avèk konfyans.

Leson: 3 Apeprè 49 min nan total

Yon kat kredi ka ede w bati kredi, oswa li ka vin dèt chè. Twa leson sa yo montre w kouman yo sèvi ak yon kat san yo pa peye enterè, ki jan yo fè yon plan pou peye dèt la ou deja genyen, ak sa pou w fè lè yon pèseptè dèt rele oswa yon bòdwo medikal rive. Yo bati sou Lajan Smart pou granmoun Modil 8 ak 9 ak nimewo travay, yon script telefòn, yon lèt echantiyon, ak règ aktyèl pou DC, Maryland, ak Virginia.

Bati sou lajan Smart pou granmoun

  • Modil 8: Jere dèt
  • Modil 9: Sèvi ak kat kredi

Kòmanse premye leson an

Leson nan sijè sa a

  1. Use a Credit Card Without Paying Interest

    How the grace period works, how to read your statement, why paying only the minimum costs so much, and which card features to avoid.

    Sou 15 min Kesyon egzamen: 5

  2. Make a Plan to Pay Off Debt

    List your debts, compare the avalanche and snowball methods with real numbers, call your creditors for help, and find debt help you can trust.

    Sou 16 min Kesyon egzamen: 5

  3. Dealing with Debt Collectors and Collection Lawsuits

    Your rights with debt collectors, a sample dispute letter, old debts, what to do with court papers, and new medical bill rules in DC, Maryland, and Virginia.

    Sou 18 min Kesyon egzamen: 5