Dollar Scholars Foundation

Sijè 5 nan 10

Prete avèk sajès epi evite prete predatè

Wè pri reyèl la nan yon prè, rekonèt payday,, lwaye-a-posede, ak lòt pwodwi ki koute chè, jwenn opsyon ki pi an sekirite, epi pou yo jwenn yon kontra jis lè ou finanse yon machin.

Leson: 2 Apeprè 36 min nan total

Prete lajan se pa toujou move. Yon prè ki jis ka ede w achte yon machin pou li ale nan travay oswa fè fas ak yon ijans. Men, kèk prè koute anpil fwa plis pase sa yo sanble. Leson sa yo montre ou ki jan yo jwenn pri a vre nan nenpòt ki prè, ki sa lwa yo nan DC, Maryland ak Virginia di, ki jan yo achte yon machin san yo pa peye pou siplemantè ou pa bezwen, ak ki kote yo jwenn pi bon mache, pi an sekirite èd.

Bati sou lajan Smart pou granmoun

  • Modil 7: Prete Basics
  • Modil 8: Jere dèt (Seksyon 7, Konprann dèt pri segondè)
  • Modil 10: Bati avni finansye ou (Seksyon 3, Machin kòm byen)

Kòmanse premye leson an

Leson nan sijè sa a

  1. The Real Price of a Loan: High-Cost Traps and Safer Options

    Turn loan fees into an APR, see what payday, title, rent-to-own, and 'buy now, pay later' deals really cost, learn the rules in DC, Maryland, and Virginia, and find cheaper options.

    Sou 18 min Kesyon egzamen: 6

  2. Buying a Car: Get a Fair Loan and Avoid Dealer Traps

    Budget for the full cost of a car, get pre-approved for a loan, recognize dealer traps such as long loans, add-ons, and yo-yo financing, and think carefully before you cosign.

    Sou 18 min Kesyon egzamen: 5