Sijè 4 nan 10

Rapò sou kredi ak kredi nòt

Li rapò sou kredi ou Et ranje erè, bati kredi nan anyen (ki gen ladan kòm yon newcomer oubyen titulaire ITIN), Et aprann sa vrèman deplase nòt ou.

Leson: 3 Apeprè 51 min nan total

Rapò kredi ou ak pwen kredi afekte prè, kat kredi, apatman, asirans ak pafwa travay. Twa leson sa yo montre ou kijan pou jwenn rapò lib ou ak ranje erè, kijan pou konstwi kredi nan anyen ki gen ladan ak yon ITIN ak sa vrèman ogmante oswa diminye yon nòt. Chak leson fini ak yon egzamen pratik kout.

Bati sou lajan Smart pou granmoun

  • Module 6: Rapò sou kredi ak nòt

Kòmanse premye leson an

Leson nan sijè sa a

  1. Read Your Credit Report and Fix Mistakes

    Get your free reports, read each part with a sample report, send a dispute with a fill-in letter, and know what to do if a mistake is not fixed.

    Sou 18 min Kesyon egzamen: 5

  2. Build Credit from Zero

    A month-by-month plan to earn a first credit score, with costs compared, for newcomers, young adults, ITIN holders and anyone without a credit history.

    Sou 16 min Kesyon egzamen: 5

  3. What Moves Your Credit Score (and What Does Not)

    See how payments and card balances change a score with worked examples, sort myths from facts, check the 2026 medical debt rules, and avoid credit repair scams.

    Sou 17 min Kesyon egzamen: 6