Isihloko 9 10

Thenga ikhaya bese uthola imali mboleko

Lungiselela izinyanga ezingaphezu kwezingu-12, sebenzisa usizo lokukhokha phansi, qhathanisa ukunikezwa kwemalimboleko, vala ngokuphepha, futhi wazi ukuthi ungaphendukela kuphi uma ubuyela emuva.

Izifundo: 3 Cishe imizuzu engu- 52 iyonke

Ukuthenga ikhaya kungenye yezinqumo ezinkulu zemali ezenziwa yimindeni eminingi. Lezi zifundo ezintathu zilandela indlela kusuka ekuhleleni kuya ekubeni ngumnikazi: ukulungiselela izinyanga eziyi-12, ukuthola usizo lokukhokha phansi eDC, eMaryland, naseVirginia, nokuqhathanisa ukunikezwa kwemalimboleko, ukuvala ngokuphepha, nokugcina ikhaya lakho. Bakha ku-Buying a Home module ye-Money Smart for Adults, i-Dollar Scholars efundisa emakilasini amahhala. Lesi yimfundo ejwayelekile, hhayi iseluleko sezomthetho noma sezezimali. Ukuze uthole izeluleko ngesimo sakho, khuluma nomeluleki wezindlu ovunyelwe yi-HUD.

Yakha imali ehlakaniphile kubantu abadala

  • I-module 13: Ukuthenga ikhaya
  • I-module 6: Imibiko Yesikweletu Nezikolo
  • I-module 5: Imali Yakho

Qala isifundo sokuqala

Izifundo kulesi sihloko

  1. Get Mortgage-Ready: A 12-Month Plan

    A month-by-month plan to strengthen your credit, savings, and paperwork before you apply for a mortgage, with a worked debt-to-income example.

    Mayelana nemizuzu engu-16 Imibuzo ye-Quiz: 5

  2. Down Payment Help and Loan Types in DC, Maryland, and Virginia

    Compare common loan types, find down payment and closing cost help in DC, Maryland, and Virginia, understand mortgage insurance, and work out your cash to close.

    Mayelana nemizuzu engu-18 Imibuzo ye-Quiz: 6

  3. From Loan Estimate to Closing Day (and Keeping Your Home)

    Compare loan offers line by line, understand rate locks and the Closing Disclosure, protect your closing money from wire fraud, and get help early if you fall behind.

    Mayelana nemizuzu engu-18 Imibuzo ye-Quiz: 6