Dollar Scholars Foundation

Isihloko 9 10

Thenga ikhaya bese uthola imali mboleko

Lungiselela izinyanga ezingaphezu kwezingu-12, sebenzisa usizo lokukhokha phansi, qhathanisa ukunikezwa kwemalimboleko, vala ngokuphepha, futhi wazi ukuthi ungaphendukela kuphi uma ubuyela emuva. (3 lessons, about 52 min)

Ukuthenga ikhaya kungenye yezinqumo ezinkulu zemali ezenziwa yimindeni eminingi. Lezi zifundo ezintathu zilandela indlela kusuka ekuhleleni kuya ekubeni ngumnikazi: ukulungiselela izinyanga eziyi-12, ukuthola usizo lokukhokha phansi eDC, eMaryland, naseVirginia, nokuqhathanisa ukunikezwa kwemalimboleko, ukuvala ngokuphepha, nokugcina ikhaya lakho. Bakha ku-Buying a Home module ye-Money Smart for Adults, i-Dollar Scholars efundisa emakilasini amahhala. Lesi yimfundo ejwayelekile, hhayi iseluleko sezomthetho noma sezezimali. Ukuze uthole izeluleko ngesimo sakho, khuluma nomeluleki wezindlu ovunyelwe yi-HUD.

Yakha imali ehlakaniphile kubantu abadala

  • I-module 13: Ukuthenga ikhaya
  • I-module 6: Imibiko Yesikweletu Nezikolo
  • I-module 5: Imali Yakho

Qala isifundo sokuqala

Izifundo kulesi sihloko

  1. Thola i-Mortgage-Ready: Uhlelo lwezinyanga eziyi-12

    Uhlelo lwenyanga ngenyanga ukuqinisa isikweletu sakho, ukonga, namaphepha ngaphambi kokufaka isicelo semalimboleko, ngesibonelo esisebenzayo sesikweletu. (About 16 min, 5 quiz questions)

  2. Izinketho zamasheya kanye nezinhlobo zemalimboleko e-DC, Maryland, naseVirginia

    Qhathanisa izinhlobo ezijwayelekile zemalimboleko, thola inkokhelo phansi nosizo lwezindleko zokuvala e-DC, eMaryland, naseVirginia, qonda umshuwalense wemalimboleko, futhi usebenze imali yakho ukuvala. (About 18 min, 6 quiz questions)

  3. Kusukela ekulinganisweni kwemalimboleko kuya ngosuku lokuvala (nokugcina ikhaya lakho)

    Qhathanisa izipesheli zemalimboleko umugqa nomugqa, uqonde ukukhiya kwezinga kanye nokudalulwa kokuvala, vikela imali yakho yokuvala ekukhwabaniseni ngocingo, futhi uthole usizo kusenesikhathi uma ubuyela emuva. (About 18 min, 6 quiz questions)