Dollar Scholars Foundation

Isihloko 10 10

Ukulungiselela nokululama ekuphazamisekeni kwezezimali

Okufanele ukwenze ezinsukwini zokuqala ezingama-30 ngemuva kokumisa imali engenayo, kanye nohlelo oluphuthumayo lomndeni lwezinhlekelele, ukugula kanye nezinguquko ezingazelelwe. (2 lessons, about 30 min)

Ukushaqeka kwemali kungenzeka kunoma ubani: ukudilizwa, ukusikwa kwamahora, ukuvalwa kukahulumeni, ukugula, umlilo, noma izikhukhula. Lezi zifundo zikusiza ukuthi uthathe isinyathelo ngokushesha lapho imali engenayo iyeka futhi ulungiselele umndeni wakho ngaphambi kwesimo esiphuthumayo. Bakha kumamojula we-Money Smart for Adults ezinhlelweni zokusebenzisa imali, umshuwalense namarekhodi, nezinhlekelele ezifundiswa yiDollar Scholars emakilasini ayo mahhala, ngemithetho nezindawo zokuthola usizo eDC, eMaryland naseVirginia.

Yakha imali ehlakaniphile kubantu abadala

  • I-module 4: Uhlelo lwakho lokusebenzisa imali nokulondoloza (Isigaba 2, Lapho Imali Ifushane)
  • Module 14: Izinhlekelele: Ukulungiswa Kwezezimali Nokubuyiselwa Kabusha
  • Module 11: Ukuvikela Ubunikazi Bakho Nezinye Izimpahla (Isigaba 3, Umshuwalense Nokugcinwa Kwamarekhodi)

Qala isifundo sokuqala

Izifundo kulesi sihloko

  1. Lapho imali engenayo iyeka: izinsuku zakho zokuqala ezingama-30

    Uhlelo lwezinsuku ezingama-30 lokudilizwa, ukuncishiswa kwamahora, noma ukuvalwa kukahulumeni: nquma ukuthi yiziphi izikweletu eziza kuqala, faka isicelo sosizo, futhi ugweme izicupho ezibizayo. (About 15 min, 6 quiz questions)

  2. Uhlelo oluphuthumayo lwezezimali lomndeni wakho

    Yakha ikhithi yedokhumenti ongayithatha ngemizuzu, hlola ukuthi umshuwalense wakho ufanelana nezingozi zakho, bese ukhetha ukuthi ngubani ongaphatha imali yakho futhi anakekele izingane zakho uma ungakwazi. (About 15 min, 6 quiz questions)