Isihloko 10 10
Ukulungiselela nokululama ekuphazamisekeni kwezezimali
Okufanele ukwenze ezinsukwini zokuqala ezingama-30 ngemuva kokumisa imali engenayo, kanye nohlelo oluphuthumayo lomndeni lwezinhlekelele, ukugula kanye nezinguquko ezingazelelwe.
Ukushaqeka kwemali kungenzeka kunoma ubani: ukudilizwa, ukusikwa kwamahora, ukuvalwa kukahulumeni, ukugula, umlilo, noma izikhukhula. Lezi zifundo zikusiza ukuthi uthathe isinyathelo ngokushesha lapho imali engenayo iyeka futhi ulungiselele umndeni wakho ngaphambi kwesimo esiphuthumayo. Bakha kumamojula we-Money Smart for Adults ezinhlelweni zokusebenzisa imali, umshuwalense namarekhodi, nezinhlekelele ezifundiswa yiDollar Scholars emakilasini ayo mahhala, ngemithetho nezindawo zokuthola usizo eDC, eMaryland naseVirginia.
Yakha imali ehlakaniphile kubantu abadala
- I-module 4: Uhlelo lwakho lokusebenzisa imali nokulondoloza (Isigaba 2, Lapho Imali Ifushane)
- Module 14: Izinhlekelele: Ukulungiswa Kwezezimali Nokubuyiselwa Kabusha
- Module 11: Ukuvikela Ubunikazi Bakho Nezinye Izimpahla (Isigaba 3, Umshuwalense Nokugcinwa Kwamarekhodi)
Izifundo kulesi sihloko
-
When Income Stops: Your First 30 Days
A 30-day plan for a layoff, cut hours, or a government shutdown: decide which bills come first, apply for help, and avoid costly traps.
Kuqediwe -
Your Family's Financial Emergency Plan
Build a document kit you can take in minutes, check that your insurance fits your risks, and choose who can manage your money and care for your children if you suddenly cannot.
Kuqediwe