Dollar Scholars Foundation

Mada 9 ya 10

Kununua Nyumba na Kupata Rehani

Tayarisha zaidi ya miezi 12, tumia usaidizi wa malipo ya ndani, linganisha ofa za mkopo, funga kwa usalama, na ujue mahali pa kugeukia ikiwa utarudi nyuma.

Masomo: 3 Takriban dakika 52 kwa jumla

Kununua nyumba ni mojawapo ya maamuzi makubwa zaidi ya pesa ambayo familia nyingi hufanya. Masomo haya matatu hufuata njia kutoka kwa kupanga hadi kumiliki: kujiandaa kwa zaidi ya miezi 12, kupata usaidizi wa malipo ya awali huko DC, Maryland, na Virginia, na kulinganisha ofa za mkopo, kufunga kwa usalama, na kuweka nyumba yako. Wanajenga juu ya moduli ya Kununua Nyumba ya Money Smart kwa Watu Wazima, ambayo Dollar Scholars hufundisha katika madarasa ya bure. Hii ni elimu ya jumla, sio ushauri wa kisheria au kifedha. Kwa ushauri kuhusu hali yako mwenyewe, zungumza na mshauri wa makazi aliyeidhinishwa na HUD.

Inajengwa juu ya Pesa Smart kwa Watu Wazima

  • Moduli ya 13: Kununua Nyumba
  • Moduli ya 6: Ripoti za Mikopo na Alama
  • Moduli ya 5: Akiba yako

Anza somo la kwanza

Masomo katika mada hii

  1. Get Mortgage-Ready: A 12-Month Plan

    A month-by-month plan to strengthen your credit, savings, and paperwork before you apply for a mortgage, with a worked debt-to-income example.

    Takriban dakika 16 Maswali ya maswali: 5

  2. Down Payment Help and Loan Types in DC, Maryland, and Virginia

    Compare common loan types, find down payment and closing cost help in DC, Maryland, and Virginia, understand mortgage insurance, and work out your cash to close.

    Takriban dakika 18 Maswali ya maswali: 6

  3. From Loan Estimate to Closing Day (and Keeping Your Home)

    Compare loan offers line by line, understand rate locks and the Closing Disclosure, protect your closing money from wire fraud, and get help early if you fall behind.

    Takriban dakika 18 Maswali ya maswali: 6