Dollar Scholars Foundation

Sijè 9 nan 10

Achte yon kay ak jwenn yon ipotèk

Prepare plis pase 12 mwa, sèvi ak lokal desann peman èd, konpare òf prè, fèmen san danje epi konnen ki kote pou yo vire si ou tonbe dèyè.

Leson: 3 Apeprè 52 min nan total

Achte yon kay se youn nan desizyon yo lajan pi gwo anpil fanmi fè. Twa leson sa yo swiv chemen an soti nan planifikasyon posede: jwenn pare sou 12 mwa, jwenn desann èd peman nan DC, Maryland, ak Virginia, ak konpare òf prè, fèmen san danje epi kenbe kay ou. Yo bati sou modil la Achte yon Kay nan Lajan Smart pou granmoun, ki Dola Scholars anseye nan klas gratis. Sa a se edikasyon jeneral, pa legal oswa finansye konseye. Pou konsèy sou pwòp sitiyasyon ou, pale ak yon konseye lojman apwouve HUD.

Bati sou lajan Smart pou granmoun

  • Modil 13: Achte yon kay
  • Module 6: Rapò sou kredi ak nòt
  • Modil 5: Ekonomi ou

Kòmanse premye leson an

Leson nan sijè sa a

  1. Get Mortgage-Ready: A 12-Month Plan

    A month-by-month plan to strengthen your credit, savings, and paperwork before you apply for a mortgage, with a worked debt-to-income example.

    Sou 16 min Kesyon egzamen: 5

  2. Down Payment Help and Loan Types in DC, Maryland, and Virginia

    Compare common loan types, find down payment and closing cost help in DC, Maryland, and Virginia, understand mortgage insurance, and work out your cash to close.

    Sou 18 min Kesyon egzamen: 6

  3. From Loan Estimate to Closing Day (and Keeping Your Home)

    Compare loan offers line by line, understand rate locks and the Closing Disclosure, protect your closing money from wire fraud, and get help early if you fall behind.

    Sou 18 min Kesyon egzamen: 6