Isihloko 6 10

Amakhadi wesikweletu nokuphatha izikweletu

Sebenzisa ikhadi lesikweletu ngaphandle kokukhokha inzalo, yakha uhlelo lokukhokha olusebenzayo, futhi ubhekane nabaqoqi bezikweletu, amaphepha enkantolo, nezikweletu zezokwelapha ngokuzethemba.

Izifundo: 3 Cishe imizuzu engu- 49 iyonke

Ikhadi lesikweletu lingakusiza ukwakha isikweletu, noma kungaba yisikweletu esibizayo. Lezi zifundo ezintathu zikukhombisa ukuthi ungalisebenzisa kanjani ikhadi ngaphandle kokukhokha inzalo, ukuthi ungalisebenzisa kanjani uhlelo lokukhokha isikweletu osuvele unaso, nokuthi yini okumele uyenze lapho umqoqi wesikweletu eshayela ucingo noma umthethosivivinywa wezokwelapha ufika. Bakha ku-Money Smart for Adults Modules 8 no-9 ngezinombolo ezisebenzayo, iskripthi sefoni, incwadi yesampula, nemithetho yamanje ye-DC, Maryland, neVirginia.

Yakha imali ehlakaniphile kubantu abadala

  • I-module 8: Ukuphatha Izikweletu
  • I-module 9: Ukusebenzisa amakhadi wesikweletu

Qala isifundo sokuqala

Izifundo kulesi sihloko

  1. Use a Credit Card Without Paying Interest

    How the grace period works, how to read your statement, why paying only the minimum costs so much, and which card features to avoid.

    Mayelana nemizuzu engu-15 Imibuzo ye-Quiz: 5

  2. Make a Plan to Pay Off Debt

    List your debts, compare the avalanche and snowball methods with real numbers, call your creditors for help, and find debt help you can trust.

    Mayelana nemizuzu engu-16 Imibuzo ye-Quiz: 5

  3. Dealing with Debt Collectors and Collection Lawsuits

    Your rights with debt collectors, a sample dispute letter, old debts, what to do with court papers, and new medical bill rules in DC, Maryland, and Virginia.

    Mayelana nemizuzu engu-18 Imibuzo ye-Quiz: 5