Dollar Scholars Foundation

Mada 6 ya 10

Kadi za Mkopo na Kusimamia Deni

Tumia kadi ya mkopo bila kulipa riba, unda mpango wa malipo unaofanya kazi, na ushughulikie wakusanyaji wa madeni, karatasi za mahakama, na bili za matibabu kwa ujasiri.

Masomo: 3 Takriban dakika 49 kwa jumla

Kadi ya mkopo inaweza kukusaidia kujenga mkopo, au inaweza kuwa deni la gharama kubwa. Masomo haya matatu yanakuonyesha jinsi ya kutumia kadi bila kulipa riba, jinsi ya kufanya mpango wa kulipa deni ambalo tayari unalo, na nini cha kufanya wakati mtoza deni anapiga simu au bili ya matibabu inafika. Wanajenga juu ya Money Smart kwa Watu Wazima Moduli 8 na 9 na nambari zilizofanya kazi, hati ya simu, sampuli ya barua, na sheria za sasa za DC, Maryland, na Virginia.

Inajengwa juu ya Pesa Smart kwa Watu Wazima

  • Moduli ya 8: Kusimamia Deni
  • Moduli ya 9: Kutumia Kadi za Mkopo

Anza somo la kwanza

Masomo katika mada hii

  1. Use a Credit Card Without Paying Interest

    How the grace period works, how to read your statement, why paying only the minimum costs so much, and which card features to avoid.

    Takriban dakika 15 Maswali ya maswali: 5

  2. Make a Plan to Pay Off Debt

    List your debts, compare the avalanche and snowball methods with real numbers, call your creditors for help, and find debt help you can trust.

    Takriban dakika 16 Maswali ya maswali: 5

  3. Dealing with Debt Collectors and Collection Lawsuits

    Your rights with debt collectors, a sample dispute letter, old debts, what to do with court papers, and new medical bill rules in DC, Maryland, and Virginia.

    Takriban dakika 18 Maswali ya maswali: 5